Report on Hong Kong's Business Environment 2025
Hong Kong’s business environment shines bright for fintech— and the latest report on Hong Kong's Business Environment says it all.
As a global fintech hub, Hong Kong is home to over 1,100 fintech enterprises, spanning mobile payments, cross-boundary wealth management, AI financial consultancy, wealth and investment management, regulatory technology, and more. Among them are 8 digital banks, 4 virtual insurers, and 11 licensed virtual asset (VA) trading platforms, thriving in a robust regulatory framework.
Our ecosystem delivers real results. Take the Commercial Data Interchange: as at March 2025, it attracted the participation of 26 banks and 14 data providers, concluding over 50,000 loan applications and reviews, with an estimated credit approval amount totaling $41.9 billion — empowering businesses, especially SMEs, to access vital financial services.
Innovation is in our DNA. We’re pioneering central bank digital currency initiatives, including exploring the e-HKD and collaborating with global counterparts through the Multiple Central Bank Digital Currency Bridge (hashtag#mBridge) project. Plus, our fintech standing keeps rising — ranked Top Financial Centre in APAC and 4th globally in fintech by the 2025 Global Financial Centres Index Report.
If you’re a fintech looking to scale in Hong Kong and beyond, we’re here to support your expansion journey. Reach out to our dedicated fintech team to explore tailored support for setting up or expanding your business.
Only English version is available.
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